In these past 2 weeks, our firm had quite a few new clients who were former HR Block or TurboTax users. The reason they came to us - their prior year tax returns have been either incorrectly prepared or these 2 big DIY shops just don't offer the level of advice and support these clients need.
This is not to bash HR Block and TurboTax - Given the right circumstance, getting a copy of software and just spend 3-6 hours typing in the forms does save you some money. However, both HR Block and TurboTax lack the adequate talent to provide supports to their customers. Their ideal customers would be someone who are straight W-2 employees, have no complex investments other than perhaps a Savings Account, and do not know any small business or side hustle. In those circumstances, their software is more than capable to produce the simple returns that you will need to file.
However, if you own a brokerage account that you trade stocks, bonds, ETFs, Or if you own a small business and has a side hustle as an entrepreneur, you could be missing out potentially thousands or even tens of thousands of deductions and credits that you are entitled to. The 2 big tax preparation companies just don't have enough talent in their customer service line to help with complicated tax issues. (Case in point, one phone 'expert' told my cousin that he is not entitled to claim his elderly mother as a dependent because his mother lives in a nursing home - which is patently untrue)
At the end of the day, it is all about your comfort level with the risk you are taking by self-preparing your tax return (and sometimes getting iffy phone advices). If you are confident that you do not need much help other than a software, then HR Block & Turbotax can save you money. Otherwise, sometimes being cheap will end up costing you a lot more in the long term.
Our firm charges flat fee for all individual tax returns - Only 3 flat-fee packages: Silver $300 (Basic), Gold $400 (Investors), Platinum $600 (Small Business) - Flat-rate include BOTH Federal and State Filings - No gimmicks - just accurate and efficient services. We also offer 20% discount for first-year customer and $50 referral credit for existing customers. Call or text at (908) 300-9816.
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在過去的兩周里，我們公司有不少新客戶，他們以前是 HR Block 或 TurboTax 的客戶。他們來找我們的原因 - 他們前一年的納稅申報表準備不當，或者這兩家大型 DIY 商店沒有提供這些客戶所需的建議和支持水平。
這並不是要抨擊 HR Block 和 TurboTax——在適當的情況下，獲得一份軟件副本並僅花 3-6 小時輸入表格確實可以為您節省一些錢。然而，HR Block 和 TurboTax 都缺乏足夠的人才來為其客戶提供支持。他們理想的客戶應該是直接的 W-2 員工，除了儲蓄賬戶之外沒有任何復雜的投資，並且不知道任何小企業或副業。在這種情況下，他們的軟件完全有能力生成您需要提交的簡單回報。
但是，如果您擁有一個交易股票、債券、ETF 的經紀賬戶，或者如果您擁有一家小企業並作為一名企業家兼職，那麼您可能會錯過數千甚至數万的扣除額和信用額度你有權。兩家大型報稅公司在其客戶服務線中沒有足夠的人才來幫助解決複雜的稅務問題。 （例如，一位電話“專家”告訴我的堂兄，他無權將年邁的母親稱為受撫養人，因為他的母親住在療養院——這顯然是不真實的）
歸根結底，這完全取決於您對自行準備納稅申報表（有時會收到不確定的電話建議）所承擔風險的舒適程度。如果您確信除了軟件之外不需要太多幫助，那麼 HR Block & TurboTax 可以為您省錢。否則，從長遠來看，有時候貪便宜最終會讓你付出更多的代價。
我們公司對所有個人納稅申報表收取固定費用 - 只有 3 種固定費用：白銀 300 美元 Basic、黃金 400 美元 Investors、白金 600 美元 Business - 固定費用包括聯邦和州申報 - 沒有噱頭 - 只有準確和高效的服務。我們還為第一年客戶提供 20% 的折扣，為現有客戶提供 50 美元的推薦信用。致電 (908) 300-9816 / (908) 547-0598 或發短信。
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